*APY = Annual Percentage Yield

Rates current as of April 16, 2008
Subject to Change

• $10.00 minimum balance
• Dividends compounded quarterly
• Life Savings Insurance up to $3,000
• Current Rate:
  

  0.75%

  0.75% APY

• $1,000.00 minimum
• There may be a penalty for early withdrawals
• Current Rates:

  6 mo.	2.75%	2.78% APY
  12mo.	2.85%	2.88% APY
  24mo.	3.00%	3.03% APY
  36mo.	3.15%	3.19% APY
  48mo.	3.20%	3.24% APY
  60mo.	3.25%	3.29% APY

* Be sure to check the What's New Page for any CD Specials *

• Dividends paid monthly
• $2500 minimum to earn dividends
• Current Rates:

  $2,500	1.50%	1.51% APY
  $10,000	2.00%	2.02% APY
  $25,000	2.25%	2.27% APY
  $50,000	2.50%	2.53% APY
  $75,000	3.00%	3.04% APY

• Purchase and Redeemed

• Build savings for Christmas
• $5.00 early withdrawal fee
• Current Rate:
  

  1.50%

  1.51% APY