Loans
Click here to print an application.
* APR = Annual Percentage Rate
Rates Effective July 21, 2010 - Subject to Change Lowest rates available shown below
How to apply To apply for any of our loans, for information, or to make an appointment, please call (608) 785-0377 and ask for either:
- Jackie Mahlum-Paul at ext. # 210
- Lisa Anderegg at ext. # 209
Loan payments-easy and convenient! Remember . . .You can also make your loan payments at any Credit Union Service Center, including local locations: Altra Federal Credit Union & G.E.C.U.
Loan Calculator
The Freedom Plan
Sign up today.... Get your money when you need it!
The Freedom Plan is an open-end, multi-featured credit plan. Once you are signed up and approved, you can request an "advance" at any time. Since you have already completed and signed the paperwork, we will verify your financial information, determine the current interest rate and calculate the payment schedule. Once the advance request has been approved, you are "free" to spend your money.
Note: The Freedom Plan only applies to consumer lending. Credit Cards, Mobile Homes and Real Estate Loans are not included.
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Mortgages (First)
- Home purchase, refinances, and pre-approvals
- Terms up to 30 years
- Fixed Rates & Balloons available
- Rates subject to change daily
- For more information call Jackie at (608) 785-0377 Ext. 210
Home Equity Loans (Second Mortgage)
- Refinances, pre-approvals
- Extra merit discount may apply
| |
80% LTV |
90% LTV |
| 5-yr fixed/ balloon |
4.74% APR |
5.24% APR |
| 7-yr fixed |
5.24% APR |
5.74% APR |
| 10-yr fixed |
5.74% APR |
6.24% APR |
Be sure to check the What's New page for specials!
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Auto Loans
New & Used
- Up to 100% financing available
- No money down
- Extra merit discount may apply
- Current Rates:
| 24 mo. |
3.99% APR |
|
| 36 mo. |
3.99% APR |
|
| 48 mo. |
3.99% APR |
|
| 60 mo. |
3.99% APR |
|
| 72 mo. |
4.50% APR |
Over $25,000.00 |
Be sure to check the What's New page for specials!
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Mobile Home Loans
New
- Finance up to 90% of the total purchase price
- 180 months max
- Current Rate: 11.00% APR
Used
- Can not be over 10 years old
- Finance up to 80% of the total purchase price
- 84 months max.
- Current Rate: 12.00% APR
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Recreational Vehicle Loans
New & Used
Boats, Campers, 4 Whlrs, Snowmobiles, Tractors & Motor Homes*
- Up to 100% financing available
- Extra merit discount may apply
- Current Rates:
| 24 mo. |
5.99% APR |
|
| 36 mo. |
5.99% APR |
|
| 48 mo. |
6.24% APR |
|
| 60 mo. |
6.49% APR |
|
| 72 mo. |
6.74% APR |
Over $25,000 |
*New Motor Homes: up to 20 years w/ a 5 year balloon / Used Motor Homes: up to 15 years w/ a 5 year balloon.
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Personal Loans
Share Secured Loans
Personal Loans
- Extra merit discount may apply
- Current Rates:
| 12 mo. |
10.99% APR |
| 24 mo. |
11.24% APR |
| 36 mo. |
11.49% APR |
Single Payment Note
- 6 months max
- Extra merit discount may apply
- Current Rate: 10.99% APR
Kwik Cash
- Line of credit loan
- Low monthly payments
- Current Rate: 15.00% APR
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Student Loans
Visit www.mygreatlakes.org for more information
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Credit Report

FACT ACT
By law we are required to notify you that we may report information about your accounts to credit bureaus. Any late payments, missed payments or other defaults on your account may be reflected in your credit report.
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